LIFE INSURANCE

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Life Insurance can help your loved ones deal with the financial impact of your death. The death benefit paid from a life insurance policy is a tax-free, lump-sum amount that can be used to replace your income so your family can maintain their standard of living and debt free life.

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DISABILITY INSURANCE

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Disability Insurance pays disability benefits as a partial replacement of your income due to certain injuries or illnesses. According to MoneySense, nearly 1 in 6 Canadians, before they turn 50 will experience a disability that disrupts their income for three months or longer. Disability insurance is very important for those who rely on their regular income to make a living.

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CRITICAL ILLNESS INSURANCE

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This is a living benefit that provides a tax free lump-sum amount that you can spend on anything you want if you are diagnosed with a specified covered conditions while you focus on your recovery. CI Insurance can cover up to 29 illnesses, including cancer, heart attack, strokes, and more.

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HEALTH AND DENTAL INSURANCE

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Health and Dental Insurance has many choices to cover prescription drugs, dental care, vision and much more. Protect yourself from medical expenses not covered by your provincial health insurance.

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TRAVEL INSURANCE

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Injury and sickness can happen anytime, anywhere. Travel Insurance can provide you and your family with financial protection while you are abroad. The Government of Canada highly recommends that both visitors to Canada and travelling Canadians purchase adequate insurance coverage for their trip.

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SUPER VISA INSURANCE

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Super Visa Insurance is specifically designed to cover the costs of treating unexpected sickness or accidental injuries during a visit to Canada. If you are interested in brining your Parents or Grandparents to Canada to visit then you are required to purchase minimum $100,000 medical insurance coverage before Super Visa is issued.

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FINAL EXPENSE INSURANCE

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Final Expense Insurance – also called burial or funeral coverage – is a type of life insurance designed to pay for those expenses such as funeral or cremation costs, medical bills, and costs associated with the final wishes of the Insured.

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GUARANTEED COVERAGE FOR HARD TO INSURE

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You don’t need to worry if you ever have been declined for life insurance due to medical issues and poor lifestyle.

You can still get No-medical Guaranteed Coverage (Life Insurance or Critical Illness Insurance) even if you have heart disease, diabetes, cancer, or other health issues.

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